RRSP Meltdown Calculator — Advanced
Includes CPP/OAS, RRIF, marginal tax heatmaps, and comparison charts.
Province
Ontario
British Columbia
Current age
Retirement age
Life expectancy
RRSP balance
Employment income (pre-retirement)
Retirement income (pensions, CPP, OAS)
Return %
Inflation %
Strategy
Defer withdrawals
Start withdrawing now
Optimized smoothing
Withdraw years override (optional)
Federal BPA
Provincial BPA
Run Simulation